Checkout service degradation

Incident Report for Affirm

Resolved

This incident has been resolved.
Posted Oct 21, 2025 - 13:00 PDT

Monitoring

Affirm US Checkout service has sustained high availability for an extended period of time. We are changing the status of this incident to `Monitoring` and will resolve the incident after a longer period of observation.
Posted Oct 20, 2025 - 16:53 PDT

Update

We are continuing to closely monitor the service health of our dependencies and their impact on our services. We will not declare our incident resolved until we are convinced that all issues with Affirm's dependencies are 100% resolved.
Posted Oct 20, 2025 - 15:13 PDT

Update

We have applied internal mitigations successfully and Affirm US Checkout service continues to gradually improve in availability. Core Affirm services remain available for the vast majority of users. We are continuing to closely monitor the service health of our dependencies.
Posted Oct 20, 2025 - 14:39 PDT

Update

We are continuing to measure the risks and benefits of direct mitigations to remove the last traces of impact from Affirm US Checkout service. Core Affirm services remain available for the vast majority of users.
Posted Oct 20, 2025 - 14:01 PDT

Update

To eliminate lingering incident impact we are attempting some more direct mitigations. Core Affirm services remain available for the vast majority of users. Our next update will be posted in 30 minutes.
Posted Oct 20, 2025 - 13:18 PDT

Update

We continue to observe minor impact on some endpoints within our US Checkout service. Core Affirm services remain available for the vast majority of users. Our next update will be posted in 30 minutes.
Posted Oct 20, 2025 - 12:44 PDT

Update

We are continuing to monitor this incident. Consumers may be experiencing elevated latency and sporadic, recoverable errors, but core Affirm services remain available. Our next update will be posted in 30 minutes.
Posted Oct 20, 2025 - 12:13 PDT

Update

Affirm US service health is continuing to improve. Availability and latency metrics are gradually returning to normal levels. We will continue to update every 30m until the issue is resolved.
Posted Oct 20, 2025 - 11:29 PDT

Identified

We have identified the root causes of impact to Affirm Checkout in US & CA. We have applied a mitigation in CA and have observed a return to normal availability. We are continuing to work on this issue for our US integrations and will continue to update on status.
Posted Oct 20, 2025 - 10:55 PDT

Update

We are continuing to investigate this issue, and exploring possible failover mitigation options where possible. We will provide another update in 30 minutes.
Posted Oct 20, 2025 - 10:21 PDT

Investigating

We are investigating an increase in latencies and recoverable errors on Affirm Checkout. This is related to the critical infrastructure partner outage that impacted Affirm last night. Users currently impacted will be prompted to refresh their checkouts and are able to succeed after retrying. We are determining which integrations are impacted, specifically, now.
Posted Oct 20, 2025 - 09:39 PDT
This incident affected: Affirm Checkout (US, Canada).